New & Used Vehicles
Explore finance options for eligible new or used cars and other passenger vehicles.
SERVICES VEHICLE FINANCE
Finance for the vehicle you need.
For a personal purchase or business use, understand the finance, the repayments and the total cost before you choose.
Explore your vehicle finance optionsYOUR NEXT VEHICLE
Whether you're purchasing a vehicle for personal use or your business, finding the right finance can make the buying process simpler and more manageable.
At StoneHaven Finance, we help clients explore vehicle finance options from our panel of lenders, comparing available options based on the vehicle, your financial position and how you intend to use it.
From cars and SUVs to commercial vehicles and business-use vehicles, we help you understand your finance options and guide you through the application process.
WAYS TO FINANCE
Vehicle finance solutions.
We can help you explore finance for a range of vehicles, including:
Business Vehicles
Finance options for vehicles used in business operations, subject to lender requirements.
Commercial Vehicles
Explore finance for eligible commercial vehicles used for business purposes.
Vehicle Refinancing
Review an existing vehicle loan to see whether your current rate, structure or repayments continue to suit your circumstances.
LOOK BEYOND THE REPAYMENT
What should you consider when comparing vehicle finance?
The lowest advertised repayment does not necessarily mean the lowest overall cost.
When comparing available vehicle finance options, relevant considerations may include:
- Interest rate and applicable comparison rate
- Establishment, ongoing and early-repayment fees
- Loan term and repayment frequency
- Secured or unsecured finance
- Any balloon or final lump-sum payment
- The estimated total amount repayable
- Vehicle eligibility and age requirements
- Whether the vehicle is for personal or business use
A balloon payment may reduce the regular repayments during the loan term but leaves a larger amount payable at the end. Because interest is generally charged on that amount throughout the loan term, the overall cost may also be higher.
HOW WE HELP
Our vehicle finance process.
Understand Your Finance Needs
We understand the vehicle you're looking to purchase, how you intend to use it and the amount of finance required.
Assess Your Options
We consider the vehicle, amount required, deposit and relevant lender requirements.
Compare Finance Options
We compare available vehicle finance options from our panel of lenders.
Understand the Finance
We explain the repayment structure, costs and key considerations before you proceed.
Progress Your Application
If you decide to proceed, we help prepare and manage your application through lender assessment and, where formally approved, through to funding.
VEHICLE FINANCE FAQs
Questions before you decide.
Can I get finance for a new or used vehicle?
Potentially. Finance may be available for eligible new and used vehicles, subject to lender requirements, the vehicle and your financial circumstances.
Can I finance a vehicle for business use?
Potentially. Finance options may be available for eligible vehicles used for business purposes, subject to lender criteria and the intended use of the vehicle.
Can I finance a commercial vehicle?
Potentially. Commercial vehicle finance may be available for eligible vehicles used in business operations. The available options can depend on the vehicle, its use and your financial circumstances.
Can I refinance my existing vehicle loan?
Potentially. Refinancing may provide an opportunity to review your current interest rate, repayments or loan structure. However, refinancing can involve costs, so the potential benefits, costs and implications should be considered before making a change.
How much can I borrow for a vehicle?
The amount available depends on factors such as the vehicle, deposit, income, existing commitments and lender assessment criteria. We can help assess your position and explain what may be achievable.
What is a secured vehicle loan?
With a secured vehicle loan, the vehicle is generally used as security for the finance. If the borrower does not meet the repayment obligations, the lender may be entitled to repossess and sell the vehicle. The available terms will depend on the vehicle, lender and borrower’s circumstances.
What is a balloon payment?
A balloon payment is a lump sum that remains payable at the end of the loan term. It may reduce the regular repayments during the loan term, but the final amount must still be paid or refinanced. Interest is generally charged on the balloon amount throughout the loan term, which may increase the total cost of the finance.
Important Information
Vehicle finance involves repayment obligations and may include interest, fees and other costs. If the finance is secured against the vehicle and repayments are not maintained, the lender may be entitled to repossess and sell the vehicle.
A balloon or final lump-sum payment may reduce regular repayments but can increase the total interest paid and leaves an amount payable at the end of the loan term.
StoneHaven Finance provides credit assistance and does not provide financial, legal, accounting or tax advice. Finance approval is subject to lender assessment, eligibility requirements, vehicle eligibility, terms and conditions. Any borrowing-position, repayment or funding figures discussed are indicative only and may change.
START WITH A CONVERSATION
Ready to explore your vehicle finance options?
Speak with StoneHaven Finance about available finance options for your next vehicle.