Equipment & Machinery Finance
Finance for eligible equipment, machinery and other productive business assets used in your operations.
BUSINESS & COMMERCIAL FINANCE BUSINESS & ASSET
Finance for the assets that keep your business moving.
Fund the equipment, vehicles and assets your business needs while considering the impact on your cash flow.
Explore your finance needsTHE BIGGER PICTURE
Whether you're upgrading equipment, purchasing a business vehicle or investing in assets to support your operations, the right finance can help you fund that investment while managing its impact on your business cash flow.
At StoneHaven Finance, we help established businesses explore business and asset finance options from our panel of lenders.
We take the time to understand what you're looking to finance, your business position and your objectives, then compare available options to help you make an informed decision.
BEFORE YOU COMMIT
Understand your business finance needs.
Before committing to new business finance, it can be valuable to understand your funding requirements and available options. This may include reviewing:
- Your existing business lending
- The asset or equipment you are looking to finance
- The amount of funding required
- Potential repayment structures
- Existing financial commitments
- How additional finance may affect your cash flow
- Any security or personal guarantees that may be required
The right finance should make sense for the asset, your cash flow and your business needs.
FINANCE SOLUTIONS
Business & asset finance solutions.
We can help you explore finance for a range of established business needs, including:
Business Vehicle Finance
Explore finance options for eligible commercial vehicles required for business use.
Business Asset Finance
Finance for eligible business assets that can help support your day-to-day operations or future investment.
Business Loans
Explore lending options for eligible business investments, working capital, improvements and other operational requirements.
Refinancing Existing Business Finance
Review existing business lending to see whether your current rate, structure or repayment arrangements continue to suit your circumstances.
ELIGIBLE BUSINESS ASSETS
Finance for the assets you need.
Purchasing equipment, machinery or vehicles can require significant upfront capital.
Asset finance may allow an established business to acquire eligible assets while spreading the cost over an agreed repayment period.
Depending on the asset and lender, finance may be available for:
- Commercial vehicles
- Machinery and equipment
- Technology and business equipment
- Specialist business equipment
- Other eligible business assets
We help you compare available options and understand the repayments, costs and key considerations before proceeding.
HOW WE HELP
Our business finance process.
Understand Your Finance Needs
We understand what you're looking to finance, your existing business lending and the funding required.
Assess Your Position
We consider the asset or purpose, amount required and relevant lender requirements.
Compare Finance Options
We compare available business and asset finance options from our panel of lenders.
Understand Your Options
We explain the available structures, repayments and key considerations.
Progress Your Application
If you decide to proceed, we help prepare and manage your application through lender assessment and, where formally approved, through to settlement or funding.
BUSINESS & ASSET FINANCE FAQs
Questions about business finance.
What can business finance be used for?
Depending on your circumstances and lender requirements, business finance may be available for eligible business investments, equipment, vehicles, improvements and other operational requirements.
What is asset finance?
Asset finance is lending used to acquire eligible business assets such as vehicles, machinery and equipment. The appropriate structure depends on the asset, lender requirements and your circumstances.
Can I finance business equipment or vehicles?
Potentially. Finance may be available for eligible commercial vehicles, machinery, equipment and other productive business assets, subject to lender criteria.
Can I refinance an existing business loan?
Potentially. Refinancing may provide an opportunity to review your existing rate, loan structure and repayment arrangements. However, refinancing can involve costs, so the potential benefits, costs and implications should be considered before making a change.
How much business finance can I borrow?
The amount available depends on factors such as the purpose of the finance, your business financial position, existing commitments, assets or security offered and lender assessment criteria. We can help assess your position and explain what may be achievable.
What documents may be required for business finance?
Documentation requirements vary depending on the lender, finance type, asset and business circumstances. This may include business financial statements, tax returns, Business Activity Statements, business bank statements, identification documents, details of existing commitments and information about the asset or proposed use of funds.
We help you understand the documentation that may be required before progressing an application.
Important Information
Business and asset finance involves financial risk and additional repayment obligations. Interest rates, fees, repayment structures, security requirements and loan conditions can vary between lenders and finance products. Some facilities may require security over business or personal assets or a personal guarantee.
StoneHaven Finance provides credit assistance and does not provide business, financial, legal, accounting or tax advice. You should consider obtaining independent professional advice appropriate to your circumstances before entering into a business finance arrangement.
Finance approval is subject to lender assessment, eligibility requirements, terms and conditions. Any borrowing-capacity, repayment or funding figures discussed are indicative only and may change.
START WITH A CONVERSATION
Ready to invest in your business?
Whether you’re purchasing equipment, financing a business vehicle, supporting working capital or planning your next business investment, start with a conversation about your funding needs and available options.